Everything that Ripple has built for XRP seems to be strongly contradicting its price.
XRP is not a stock. The proof is that from birth until now it has not been touched by the SEC. While BTC, ETH have been mentioned many times. What is missing is only the confirmation of the SEC like BTC and ETH. In a specific way, XRP is essentially similar to ETH, there is one difference that ETH needs to be exploited, and XRP is not. This is being used to say wrong about the concept of goods and stocks.
Another trick is that banks are using Xcurrent for money transfer, not Xrapid. -> Yes, Xcurretn does not need to use XRP directly but it does need a distributed ledger of XRP.
People can understand Xcurrent just like BTC's Lightning Network so it is the outer layer protocol but requires blockchain to exist. And of course XRP is required for the ledger, to ensure confidentiality and transaction integrity
From the perspective of the more Xcurrent prices are used, the more XRP is burned, the more Xrapid is used, the more the demand for XRP will increase. Either way, it seems that the demand for XRP is still increasing.
Cryptocurrency & Blockchain
A cryptocurrency is a digital asset designed to work as a medium of exchange that uses strong cryptography to secure financial transactions, control the creation of additional units, and verify the transfer of assets.